I am saving up for rhinoplasty, which I will hopefully be getting in the summer of 2010. I won't be able to afford it in full, so I was wondering about financing options. First off, I am 18, and just barely starting to build credit. Will I be able to get a loan by next year if I have had good credit for a year? Also, if any of you have had plastic surgery and financed it, how hard was it to pay off? What were the payments like? Thanks!