www.freakyplasticsurgery.com

Can i get a loan for plastic surgery with no credit score?

I want to use Care Credit or something to pay for some of my plastic surgery I want done. I am 20 and my income is about 1000 a month and I don't have any other expenses. I have no credit score, Does anyone know if I can still get a loan or financing and how?

Public Comments

1. From Money Magazine: Elective plastic surgery is something you should never finance. It is on their list of top 10 things to never finance in your lifetime. They suggest you save the money first, and then have the procedure done...
2. If your income is $1000/month, you could have a FICO score of 850 and only an IDIOT would loan you money for ELECTIVE surgery. You can barely afford to EAT, let alone may loan payments. If you truly have NO expenses, SAVE your income for a few months and pay CASH for your LUXURIES.
3. The only way to find out is to apply with CareCedit and see whether they approve you. It is like having a credit card that can only be used at the Dr. or Dentist, etc. and you pay it back in monthly installments. BUT... just like any line of credit you will have to be approved first and they are very unlikely to give you more than a couple of thousand dollars for a limit. http://www.carecredit.com/ and then you need to find out whether your Dr. accepts this and has other finance programs available.